If you are a landlord participating in the Section 8 Housing Choice Voucher program, the Housing Assistance Payment (HAP) contract is the most important document you will sign. It is the legal agreement between you and the local Housing Authority that makes the entire Section 8 arrangement work — and understanding it fully protects both your income and your property.

What Is a HAP Contract?

A Housing Assistance Payment (HAP) contract is a written agreement between a landlord and a local Housing Authority. Under the contract, the Housing Authority agrees to pay a set monthly amount — the HAP payment — directly to the landlord, on behalf of a Section 8 voucher holder living in your property.

The HAP payment typically covers 70–80% of the unit's approved rent. The tenant pays the remaining portion — called the Tenant Portion — directly to the landlord. Together, these two payments make up the total monthly rent.

Example: How a HAP contract works in practice Property in Akron, OH. Approved monthly rent: $950. HAP payment from Housing Authority: $760 (80%). Tenant portion: $190 (20%). The $760 arrives in your bank account in the first week of each month — guaranteed by the US federal government.

What Does a HAP Contract Cover?

A standard HAP contract includes the following key provisions:

HAP Contract vs. Tenant Lease — What's the Difference?

Many landlords new to Section 8 confuse the HAP contract with the tenant lease. They are two separate documents signed at the same time.

Both documents must be signed before the tenant moves in and before you receive your first HAP payment.

How Are HAP Payments Made?

HAP payments are made by the Housing Authority directly to the landlord — not through the tenant. This is one of Section 8's most important features. Even if a tenant loses their job or faces financial difficulties, your HAP payment continues uninterrupted as long as the tenant holds a valid voucher and the property passes HQS standards.

Payment methods vary by Housing Authority, but most Ohio HAs now offer direct bank deposit (ACH), with payments typically arriving in the first 5 business days of each month.

What Happens at Annual Renewal?

HAP contracts automatically renew each year if:

If you want to increase the rent at renewal, you must submit a rent increase request to the Housing Authority at least 60 days before the lease renewal date. Increases are approved if the new rent falls within the local Fair Market Rent (FMR) schedule published annually by HUD.

Ohio FMR increases 2024–2025 HUD has increased Fair Market Rents across Northeast Ohio significantly in recent years — Akron, Canton, and Cleveland all saw FMR increases above 5% in 2024. This means rent increase requests for existing HAP contracts have strong approval rates.

Grounds for HAP Contract Termination

A HAP contract can be terminated by either the Housing Authority or the landlord under specific conditions. The most common reasons include:

Frequently Asked Questions

Can I choose my tenant when using a HAP contract?

Yes. Section 8 landlords select their own tenants, just as in a standard rental. The Housing Authority provides voucher holders — you screen them the same way you would any applicant. You cannot discriminate based on source of income (Section 8 status) in most Ohio jurisdictions, but standard screening criteria (credit, criminal history, rental history) apply.

What if the tenant does not pay their portion?

If a tenant fails to pay their portion of the rent, you follow the same eviction process as any other rental — serve the appropriate notice and file with your local court if necessary. The HAP contract does not guarantee the tenant's portion, only the government's portion. This is why tenant screening matters even in Section 8.

Does a HAP contract protect me if I need to evict a tenant?

A HAP contract does not restrict your legal right to evict for cause (non-payment, lease violations, etc.). Standard Ohio eviction procedures apply. After an eviction, the HAP contract terminates once the unit is vacant. You can then list the property for a new Section 8 tenant and execute a new HAP contract.

Can I have multiple HAP contracts across different units?

Yes. Each Section 8 unit requires its own separate HAP contract with the relevant Housing Authority. Many professional Section 8 landlords hold dozens of active HAP contracts simultaneously across multiple properties and counties.